LIC - New Jeevan Anand Policy (Table No. 815)

LIC - NEW JEEVAN ANAND POLICY (TABLE NO. 815) 

ज़िंदगी के साथ भी, ज़िंदगी के बाद भी 

Key Feature of Policy 

Plan: Minimum for 16 Years
Age applicability: 18 to 50 Years
Installment: Half Yearly, Yearly
Sum Insured: 1,00,000 to 20,00,000

Risk Factors:
If following will be happend in policy period:

1. Normal Death: Sum Insured (1x) + Deposit Amount + Interest

2. Accident Death:  Sum Insured (2x) + Deposit Amount + Interest

3. After completion of Policy, It is run for lifetime (As a lifetime cover).

4. After completion of 3 years facility of taken Loan.

5. Full Amount of Premium allowable in Income Tax Deduction in Section 80C.

Read Also: Deductions U/s 80C

Table for Sum Insured and Benefit (For Period of 16 Years)

Sum Insured	6 Months Premium	Annual Premium	Maturity Value
100000	4000	8000	285000
150000	6000	12000	427000
200000	8000	16000	570000
250000	10000	20000	712000
300000	12000	24000	854000
350000	14000	28000	996000
400000	16000	32000	1140000
450000	18000	36000	1282000
500000	20000	40000	1424000
600000	24000	48000	1708000
700000	28000	56000	1992000
800000	32000	64000	2280000
900000	36000	72000	2564000
1000000	40000	80000	2848000

How to Calcuate Maturity Value: 

If you deposit your all 16 Installment on time the your maturity value calculate as below:

Sum Insured + Bonus 10% + FAB (Final Additional Bonus - 25% of Sum Insured)

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